I recently discovered that I never have to deal with bank lines or ATM machines again.

I received a newsletter from my bank announcing a new free e-Deposit service that allows customers to scan checks at home and upload them to the bank’s website for immediate deposit into their accounts.  I was so excited that I tried it at home that night.

With a few clicks of the mouse on the bank’s website, I was ready to start depositing my checks.  The process was very straightforward and in a matter of minutes my check was deposited and I received a confirmation from the bank that the funds were already available.

The icing on the cake is that my ScanSnap makes this process even quicker and easier with the ability to set up a profile so that I use all the same settings when depositing my next check.

I couldn’t wait to tell my wife about my discovery.  “Honey, take a look.  I just scanned this check with our ScanSnap and deposited it into our account,” I said that night.  “I don’t have to go to the bank.  Isn’t that cool?”

Her response?  “I have three checks in my purse that I haven’t deposited all week.  Can you deposit them?”  She may not have been as floored as I was, but I knew that e-Deposit was going to change the way we do our banking.  I know she will love the time savings and convenience too.

Now if I could just withdraw my money and print it on my laser printer, I’d be all set!

Here are some quick tips on using the ScanSnap for e-Deposit.  But if you’d like a more in-depth look, drop us a line in Ask the Expert.

From “ScanSnap Manager – Profile Management,” add a new profile and title it “Scanned Checks.”

Choose “Scan to Folder” in the “Application” tab and save it where most convenient.  One trick is to save it as a new folder under “My ScanSnap” and call it “Scanned Checks.”  That way, all your ScanSnap Organizer files and other scanned documents will be in one place.

Most financial institutions will require that the scanned check is saved as a JPEG file for easy upload.  Choose JPEG in “File Option.”  Then, under “Scanning,” choose a minimum of 200dpi in “Image Quality.”

In order to use the ScanSnap with your bank’s e-Deposit service, make sure to choose the “Use your own scanner software” option.  For more on ensuring your bank accepts the ScanSnap’s scans, head over to DocumentSnap for a few suggestions.

Ask your bank if they offer e-Deposit and check it out for yourself so you can start scanning those checks!

Mark Lewis
Director of Marketing
Fujitsu Computer Products of America